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CoastalSouth Bancshares, Inc. (NYSE:COSO) is a bank holding company headquartered in Atlanta, Georgia. Through our wholly owned subsidiary, Coastal States Bank, a South Carolina state-chartered commercial bank, we offer a full range of banking products and services designed for businesses, real estate professionals, and consumers looking for a deep and meaningful relationship with their bank.

Today, we have a community banking presence in some of the fastest growing and most business-friendly markets in the U.S., namely the Lowcountry of South Carolina (Hilton Head Island, Bluffton, and Beaufort), nearby Savannah, Georgia, and the Atlanta, Georgia market. In addition to our traditional community banking operations, we operate four specialty lines of business that provide scalability and diversification: Senior Housing Lending, Marine Lending, Government Guaranteed Lending, and Mortgage Banker Finance.

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Q3

2025